.tips-section {
  padding: 60px 20px;
  text-align: center;
}

.tips-header h2 {
  font-size: 28px;
  color: #fff;
  margin-bottom: 10px;
}

.tips-header p {
  font-size: 14px;
  color: #efefef;
  margin-bottom: 40px;
}

.tips-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 24px;
  max-width: 1000px;
  margin: 0 auto;
}

.tip-card {
  background: #f1f4ff;
  border-radius: 12px;
  padding: 24px;
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.05);
  text-align: left;
}

.tip-card h4 {
  color: #002684;
  font-size: 18px;
  margin-bottom: 8px;
}

.tip-card p {
  font-size: 14px;
  color: #333;
  margin: 0;
}